Forex prop firm

FXIFY

Broker-backed CFD prop firm with 1-, 2- and 3-phase evaluations, instant accounts and sizes up to $400K.

Founded: 2023 (3 years)
Headquarters: London, United Kingdom
Max funding: $805K
Profit split: Up to 100%
Programs: 1-step, 2-step, 3-step, Instant funding

NewsAllowed with limits
EAsAllowed with limits
CopyAllowed with limits
OvernightAllowed
WeekendAllowed with limits

Overview

FXIFY is operated by FXIFY Solutions Limited, a company registered in London, and launched in 2023. It describes itself as broker-backed, with pricing feeds supplied by its partner broker FXPIG. The forex lineup covers a 1-phase evaluation, three 2-phase versions (Standard trailing, Classic static and Pro), a 3-phase evaluation, the 5-day Lightning challenge, and Standard and Lite instant accounts, in sizes from $1,000 to $400,000 on MT4, MT5, DXtrade or TradingView. The default profit split is 80%, with a paid upgrade to 90% on most programs and a 100% option on 2-Phase Classic. Separate crypto-only accounts are not covered here.

What you trade: CFD: Forex, Metals, Indices, Energy, Stocks
Broker or liquidity provider: FXPIG (RAW and All-In price feeds)
Featured challenge: Two Phase Standard (Trailing), $100K for $549
Accounts on offer: 54 across 8 programs

PropFirmly score

6.6/10

Trader reputation 25%: 6.5; Trustpilot 4.3 from 6,500 reviews.
Track record 20%: 3.8; 3 years in operation.
Payout terms 20%: 10.0; Profit split up to 100%.
Pricing 15%: 4.9; Featured challenge costs more than the forex median per $100K.
Rule flexibility 12%: 6.0; News, EAs, copy trading, overnight and weekend holding.
Platform choice 8%: 10.0; 4 trading platforms.

Weights and formulas are on the methodology page.

FXIFY challenges

All 54 account options. Prices are list prices before discounts, in the currency FXIFY charges.

SizeStepsApply discountSort

Challenges 54

How we check and rank firmsChecked 25 October 2026

FXIFY challenges
	Steps	Profit target	Daily loss	Max loss	Loss type			Payouts			Buy
$1K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$6,900	$44.85$69	Buy
$2.5K	InstantInstant Funding Lite	None	3%	4%	Balance trailing	n/a	80%to 90%	Every 10 days	$760	$12.35$19	Buy
$2.5K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$4,760	$77.35$119	Buy
$5K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$780	$25.35$39	Buy
$5K	InstantInstant Funding Lite	None	3%	4%	Balance trailing	n/a	80%to 90%	Every 10 days	$880	$28.60$44	Buy
$5K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$1,180	$38.35$59	Buy
$5K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$1,180	$38.35$59	Buy
$5K	2 StepsTwo Phase Classic (Static)	5%10%	4%	10%	Static	1.50	80%to 100%	Every 14 days (80%) or 30 days (100%)	$1,180	$38.35$59	Buy
$5K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$4,580	$148.85$229	Buy
$10K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$590	$38.35$59	Buy
$10K	1 StepLightning Challenge	5%	3%	4%	Balance trailing	1.25	80%to 90%	First after 7 days, then every 14 days	$590	$38.35$59	Buy
$10K	InstantInstant Funding Lite	None	3%	4%	Balance trailing	n/a	80%to 90%	Every 10 days	$850	$55.25$85	Buy
$10K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$890	$57.85$89	Buy
$10K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$890	$57.85$89	Buy
$10K	2 StepsTwo Phase Classic (Static)	5%10%	4%	10%	Static	1.50	80%to 100%	Every 14 days (80%) or 30 days (100%)	$890	$57.85$89	Buy
$10K	2 StepsTwo Phase Pro	4%8%	4%	8%	Static	1.50	80%	Every 10 days	$1,290	$83.85$129	Buy
$10K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$4,490	$291.85$449	Buy
$15K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$527	$51.35$79	Buy
$15K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$793	$77.35$119	Buy
$15K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$793	$77.35$119	Buy
$15K	2 StepsTwo Phase Classic (Static)	5%10%	4%	10%	Static	1.50	80%to 100%	Every 14 days (80%) or 30 days (100%)	$793	$77.35$119	Buy
$25K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$596	$96.85$149	Buy
$25K	1 StepLightning Challenge	5%	3%	4%	Balance trailing	1.25	80%to 90%	First after 7 days, then every 14 days	$596	$96.85$149	Buy
$25K	InstantInstant Funding Lite	None	3%	4%	Balance trailing	n/a	80%to 90%	Every 10 days	$676	$109.85$169	Buy
$25K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$796	$129.35$199	Buy
$25K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$796	$129.35$199	Buy
$25K	2 StepsTwo Phase Classic (Static)	5%10%	4%	10%	Static	1.50	80%to 100%	Every 14 days (80%) or 30 days (100%)	$796	$129.35$199	Buy
$25K	2 StepsTwo Phase Pro	4%8%	4%	8%	Static	1.50	80%	Every 10 days	$900	$146.25$225	Buy
$25K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$3,596	$584.35$899	Buy
$50K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$498	$161.85$249	Buy
$50K	1 StepLightning Challenge	5%	3%	4%	Balance trailing	1.25	80%to 90%	First after 7 days, then every 14 days	$498	$161.85$249	Buy
$50K	InstantInstant Funding Lite	None	3%	4%	Balance trailing	n/a	80%to 90%	Every 10 days	$578	$187.85$289	Buy
$50K	2 StepsTwo Phase Pro	4%8%	4%	8%	Static	1.50	80%	Every 10 days	$750	$243.75$375	Buy
$50K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$758	$246.35$379	Buy
$50K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$758	$246.35$379	Buy
$50K	2 StepsTwo Phase Classic (Static)	5%10%	4%	10%	Static	1.50	80%to 100%	Every 14 days (80%) or 30 days (100%)	$758	$246.35$379	Buy
$50K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$3,498	$1,136.85$1,749	Buy
$75K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$3,332	$1,624.35$2,499	Buy
$100K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$399	$259.35$399	Buy
$100K	1 StepLightning Challenge	5%	3%	4%	Balance trailing	1.25	80%to 90%	First after 7 days, then every 14 days	$399	$259.35$399	Buy
$100K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$549	$356.85$549	Buy
$100K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$549	$356.85$549	Buy
$100K	2 StepsTwo Phase Classic (Static)	5%10%	4%	10%	Static	1.50	80%to 100%	Every 14 days (80%) or 30 days (100%)	$549	$356.85$549	Buy
$100K	2 StepsTwo Phase Pro	4%8%	4%	8%	Static	1.50	80%	Every 10 days	$599	$389.35$599	Buy
$100K	InstantInstant Funding Standard	None	8%	8%	Balance trailing	n/a	80%to 90%	Every 14 days	$4,249	$2,761.85$4,249	Buy
$150K	2 StepsTwo Phase Pro	4%8%	4%	8%	Static	1.50	80%	Every 10 days	$566	$551.85$849	Buy
$200K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$400	$519.35$799	Buy
$200K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$525	$681.85$1,049	Buy
$200K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$525	$681.85$1,049	Buy
$200K	2 StepsTwo Phase Pro	4%8%	4%	8%	Static	1.50	80%	Every 10 days	$550	$714.35$1,099	Buy
$250K	2 StepsTwo Phase Pro	4%8%	4%	8%	Static	1.50	80%	Every 10 days	$540	$877.50$1,350	Buy
$400K	3 StepsThree Phase	5%5%5%	5%	5%	Static	3.00	80%to 90%	First on demand, then every 30 days	$400	$1,039.35$1,599	Buy
$400K	1 StepOne Phase	10%	3%	6%	Balance trailing	1.67	80%to 90%	First on demand, then every 30 days	$738	$1,917.50$2,950	Buy
$400K	2 StepsTwo Phase Standard (Trailing)	10%5%	4%	10%	Balance trailing	1.50	80%to 90%	First on demand, then every 30 days	$738	$1,917.50$2,950	Buy

Target ÷ loss is the total profit target divided by the max loss limit. Lower means less profit is needed for each unit of risk. Prices are list prices; "Apply discount" takes off the firm's current public code, which may not cover every program. Per $100K converts EUR and GBP at a fixed rate for ranking only. Buy links go to the firm's site; some are affiliate links (PropFirmly may earn a commission).

One Phase

1-step

Account sizes: $5K to $400K
Price: $59 to $2,950
Drawdown: Balance trailing
Profit split: 80%, up to 90%
Payouts: First on demand, then every 30 days
Minimum trading days: 5 days
Time limit: Unlimited
Fee refunded: Yes, with a qualifying payout

Payouts: the first can be requested once the first funded trade closes in profit; later payouts are monthly, or every 14 days with the bi-weekly add-on (+5% of the fee).
The 6% maximum loss trails the highest closed balance until the account is 6% in profit, then locks at the starting balance. It also locks at the starting balance once a payout is processed.
The funded stage uses the same loss limits as the evaluation.
Checkout add-ons: 1:50 leverage on FX and gold (+25%), 90% split (+20%), bi-weekly payouts (+5%) and Performance Protect (+15%), which allows a profit withdrawal after a breach.
The fee is refunded with the first payout.

Two Phase Standard (Trailing)

2-step

Account sizes: $5K to $400K
Price: $59 to $2,950
Drawdown: Balance trailing
Profit split: 80%, up to 90%
Payouts: First on demand, then every 30 days
Minimum trading days: 5 days per phase
Time limit: Unlimited
Fee refunded: Yes, with a qualifying payout

Payouts: the first on demand after the first profitable funded trade, then monthly or every 14 days with the bi-weekly add-on.
The 10% maximum loss trails the highest closed balance until the account is 10% in profit, then locks at the starting balance. It also locks after a processed payout.
The same leverage, split, bi-weekly payout and Performance Protect add-ons as One Phase are offered at checkout.
The fee is refunded with the first payout.

Two Phase Classic (Static)

2-step

Account sizes: $5K to $100K
Price: $59 to $549
Drawdown: Static
Profit split: 80%, up to 100%
Payouts: Every 14 days (80%) or 30 days (100%)
Minimum trading days: 4 days
Time limit: Unlimited
Fee refunded: No

Payouts: the trader picks at checkout between an 80% split paid every 14 days and a 100% split paid every 30 days.
Phase 1 has the lower 5% target and Phase 2 the higher 10% target.
The 10% maximum loss is fixed at the starting balance for the life of the account.
The 25% consistency rule applies to the funded stage only, and the highest daily profit carries over after a withdrawal.
No add-ons are sold for this version, leverage is fixed at 1:30 for FX and gold, and the fee is not refunded.

Two Phase Pro

2-step

Account sizes: $10K to $250K
Price: $129 to $1,350
Drawdown: Static
Profit split: 80%
Payouts: Every 10 days
Minimum trading days: 3 profitable days per phase (at least 0.5% of the initial balance each)
Time limit: Unlimited
Fee refunded: No

Payouts: the first 10 calendar days after the first funded trade, then every 10 days, with 3 profitable days required.
Daily profit is capped at $4,000; reaching it closes the account for the rest of the trading day.
The first two payouts are capped at 5% of the initial balance ($8,000 on 200K and 250K); excess profit is removed. Later payouts are uncapped.
The 8% maximum loss is static. There are no add-ons, no scaling and no fee refund.
Copy trading is not allowed unless the Pro account is the master account. One account per size, up to $785,000 in total.

Three Phase

3-step

Account sizes: $5K to $400K
Price: $39 to $1,599
Drawdown: Static
Profit split: 80%, up to 90%
Payouts: First on demand, then every 30 days
Minimum trading days: 5 days per phase
Time limit: Unlimited
Fee refunded: Yes, with a qualifying payout

Payouts: the first on demand after the first profitable funded trade, then monthly or every 14 days with the bi-weekly add-on.
The 5% daily and 5% maximum loss limits apply in every phase and on the funded account; the maximum loss is static.
The same add-ons as One Phase are offered at checkout, and the fee is refunded with the first payout.

Lightning Challenge

1-step

Account sizes: $10K to $100K
Price: $59 to $399
Drawdown: Balance trailing
Profit split: 80%, up to 90%
Payouts: First after 7 days, then every 14 days
Minimum trading days: 3 days on the funded account
Time limit: 5 trading days (7 calendar days) from the first trade
Fee refunded: Yes, with a qualifying payout

Payouts: the first 7 days after the first funded trade, then every 14 days, subject to the 30% consistency rule.
Missing the 5% target within the time limit, or reaching it without meeting the consistency rule, fails the challenge.
A stop-loss is required: the first two trades without one are closed, and the third is a hard breach. A no-stop-loss add-on costs 5% of the fee; the 90% split add-on costs 20%.
The 4% maximum loss trails the highest closed balance until 4% profit, then locks at the starting balance.
MT5 with the RAW feed only. No EAs, no copy trading, no scaling, and only one active Lightning account at a time.

Instant Funding Standard

Instant funding

Account sizes: $1K to $100K
Price: $69 to $4,249
Drawdown: Balance trailing
Profit split: 80%, up to 90%
Payouts: Every 14 days
Minimum trading days: None
Fee refunded: No

Payouts: the first 14 days after the first trade, then every 14 days.
The 8% maximum loss trails the highest closed balance until 8% profit or the first processed payout, then locks at the starting balance.
No trades may be opened or closed from 5 minutes before to 5 minutes after high-impact news; profit from such trades is not counted.
Open positions are closed automatically at 3:45 PM EST on Friday. EAs, bots and copy trading are prohibited.
Only one Standard Instant Funding account can be traded at a time. There is no scaling and no fee refund; the only add-on is the 90% split.
The program page mentions sizes up to $50K, while the checkout also sells $75K and $100K.

Instant Funding Lite

Instant funding

Account sizes: $2.5K to $50K
Price: $19 to $289
Drawdown: Balance trailing
Profit split: 80%, up to 90%
Payouts: Every 10 days
Minimum trading days: 5 trading days and 10 days from the first trade before a payout
Fee refunded: No

Payouts: available once 5 trading days and 10 days since the first trade are complete and the 20% consistency rule is met.
The 4% maximum loss trails the highest closed balance until 4% profit or the first processed payout, then locks at the starting balance.
Same 5-minute news blackout and Friday close-out as Instant Funding Standard. EAs, bots and copy trading are prohibited.
RAW feed only. Up to 5 Lite accounts of different sizes can be traded at once, alongside one Standard Instant Funding account of a different size.
The $10K price is $85 at checkout and $89 in the program-page pricing table; the checkout figure is used here. Promo codes exclude Instant Lite.

Trading rules

What FXIFY lets you do on its accounts, taken from its rules and FAQ pages.

News trading
Allowed with limits
Allowed on 1-, 2- and 3-Phase accounts, but large high-leverage news bets can be treated as gambling, and the terms let FXIFY cut FX and metals leverage to 1:10 from 10 minutes before to 5 minutes after major events. Instant Funding, Instant Lite and Lightning accounts may not open or close trades from 5 minutes before to 5 minutes after high-impact news.
Expert advisors
Allowed with limits
EAs are allowed on 1-, 2- and 3-Phase and 2-Phase Pro accounts only after the support team has reviewed and approved them. They are banned on Instant Funding, Instant Lite and Lightning. Several traders running the same third-party EA counts as prohibited herd trading.
Copy trading
Allowed with limits
Copying between your own FXIFY accounts is allowed, and copying in from your own external account needs approval based on a 30-day statement in your name. Copying is banned on Instant Funding, Instant Lite and Lightning, and on 2-Phase Pro unless it is the master account. Copying third parties is prohibited.
Overnight holding
Allowed
Allowed on 1-, 2- and 3-Phase and Lightning accounts. The instant-account FAQs only set the Friday close-out rule.
Weekend holding
Allowed with limits
Allowed on evaluation, 2-Phase Pro and Lightning accounts. On Instant Funding and Instant Lite, open positions are closed automatically at 3:45 PM EST on Friday.

Rules to read before you buy

Daily loss is measured from the previous day's closing balance at 5 PM EST, and equity below that level is a breach.
On trailing-drawdown accounts the maximum loss locks at the starting balance after a processed payout, so withdrawing all profit leaves no buffer.
Only one active account per size is allowed on 1-, 2- and 3-Phase programs, in both the challenge and funded stages.
Forex accounts cannot trade crypto; crypto is sold as separate crypto-only accounts.
Account management, pass-your-challenge services, third-party purchases and collusion between traders are prohibited.
The site footer lists the United States as a restricted jurisdiction, but the countries FAQ omits it, the checkout lists it, and the platform FAQ says US clients can use DXtrade and TradingView only.
The FAQ says traders who pass are moved to a live account, while the terms describe trading on the platform as simulated, so the funding model is left as unconfirmed.

Inactivity: At least one trade every 60 days on every account type; missing it is a hard breach.

How the drawdown works

Balance trailing (One Phase, Two Phase Standard (Trailing), Lightning Challenge, Instant Funding Standard, Instant Funding Lite): The loss limit rises with your closed balance as you make profit, so it follows your gains.
Static (Two Phase Classic (Static), Two Phase Pro, Three Phase): The loss limit is fixed at a set distance below your starting balance and never moves.

Consistency rules

One Phase: None
Two Phase Standard (Trailing): None
Two Phase Classic (Static): Funded stage only: best day must be no more than 25% of total profit
Two Phase Pro: None
Three Phase: None
Lightning Challenge: Best day must be no more than 30% of total profit, in the challenge and on the funded account
Instant Funding Standard: None
Instant Funding Lite: Best day must be no more than 20% of total profit

Leverage and fees

Leverage

FXIFY leverage
Forex and gold (evaluation and Lightning accounts)	1:30, or 1:50 with a paid add-on on 1-, 2-Phase Standard and 3-Phase
Indices and other commodities (evaluation accounts)	1:10
Oil	1:5
Stocks	1:2
Instant Funding and Instant Lite	Forex 1:50, commodities 1:20, indices 1:15, oil 1:5, stocks 1:2
Exotic FX pairs (e.g. USDMXN, USDTRY, USDZAR)	1:6 fixed (1:10 on instant accounts)

Commissions

FXIFY commissions
RAW feed: forex, metals and indices	$6 per lot round trip
All-In feed: forex, metals and indices	No commission (wider spreads)
Stock CFDs (both feeds)	0.35% round trip

Payouts

Full FXIFY payout guide

Profit split: 80% by default. A paid add-on raises it to 90% on most programs; 2-Phase Classic pays 100% if the 30-day payout cycle is chosen, and 2-Phase Pro stays at 80%.
How often: 1-Phase, 2-Phase Standard and 3-Phase: first payout on demand, then every 30 days, or every 14 days with the bi-weekly add-on. 2-Phase Classic: every 14 or 30 days depending on the split chosen. 2-Phase Pro and Instant Lite: every 10 days. Instant Funding: every 14 days. Lightning: after 7 days, then every 14 days.
First payout: On 1-Phase, 2-Phase Standard and 3-Phase funded accounts, as soon as the first trade closes in profit. Other programs: 7 to 14 days after the first trade, depending on the program.
Minimum withdrawal: $50 on all account types.

Payouts are paid through Rise, registered with the same email as the FXIFY account. Traders in Ukraine can be paid in USDC or USDT, and US states that Rise does not serve get an alternative method on request.
Withdrawals are reviewed Monday to Friday, 9 AM to 9 PM GMT, and are usually processed within 3 business days once KYC and Rise verification are complete.
The fee is refunded with the first payout on 1-Phase, 2-Phase Standard, 3-Phase and Lightning, but not on 2-Phase Classic, 2-Phase Pro or instant accounts.
The account is read-only while a payout request is pending.
maxAllocation adds up one account of each 1-, 2- and 3-Phase size ($5K to $400K). 2-Phase Pro has its own $785,000 limit.

Ways to get paid

Rise
Crypto

Scaling plan

On 1-, 2- and 3-Phase funded accounts, a 10% return over 3 months with at least 2 profitable months adds 25% to the balance. Later reviews every 3 months double the balance, up to four increases.

Example from the FAQ: a $400K account grows to $500K after 3 months, then $1M, $2M and $4M at 6, 9 and 12 months.
2-Phase Pro, Instant Funding, Instant Lite and Lightning accounts are not eligible.

Platforms and payments

Trading platforms

MetaTrader 4
MetaTrader 5
DXtrade
TradingView

Markets

Forex
Metals
Indices
Energy
Stocks

Pay for a challenge with

Credit or debit card
Crypto

Who can sign up

FXIFY accepts traders from the United States. It lists 35 restricted countries.

Show restricted countries

Afghanistan
Algeria
Belarus
Burundi
Central African Republic
Congo Republic
Crimea
Cuba
Democratic Republic of Congo
Eritrea
Ghana
Guinea
Guinea-Bissau
Haiti
Iran
Iraq
Ivory Coast
Kenya
Liberia
Libya
Myanmar
Nicaragua
North Korea
Palestine
Papua New Guinea
Russia
Somalia
South Sudan
Sudan
Syria
Vanuatu
Venezuela
Vietnam
Yemen
Zimbabwe

Compare FXIFY

FXIFY appears on these lists

Sources

We checked these pages on or before 25 October 2026. Firms change their terms often, so confirm the details on FXIFY's site before you pay.

Spotted something out of date? Send a correction.

FXIFY questions

How much does a FXIFY challenge cost?

List prices run from $19 for the $2.5K Instant Funding Lite account to $4,249 for the $100K Instant Funding Standard account, before any discount.

What profit split does FXIFY pay?

80% by default. A paid add-on raises it to 90% on most programs; 2-Phase Classic pays 100% if the 30-day payout cycle is chosen, and 2-Phase Pro stays at 80%.. The highest split across its programs is 100%.

How often does FXIFY pay out?

1-Phase, 2-Phase Standard and 3-Phase: first payout on demand, then every 30 days, or every 14 days with the bi-weekly add-on. 2-Phase Classic: every 14 or 30 days depending on the split chosen. 2-Phase Pro and Instant Lite: every 10 days. Instant Funding: every 14 days. Lightning: after 7 days, then every 14 days.. First payout: On 1-Phase, 2-Phase Standard and 3-Phase funded accounts, as soon as the first trade closes in profit. Other programs: 7 to 14 days after the first trade, depending on the program..

Does FXIFY allow news trading?

Allowed with limits. Allowed on 1-, 2- and 3-Phase accounts, but large high-leverage news bets can be treated as gambling, and the terms let FXIFY cut FX and metals leverage to 1:10 from 10 minutes before to 5 minutes after major events. Instant Funding, Instant Lite and Lightning accounts may not open or close trades from 5 minutes before to 5 minutes after high-impact news.

Can I use expert advisors (EAs) with FXIFY?

Allowed with limits. EAs are allowed on 1-, 2- and 3-Phase and 2-Phase Pro accounts only after the support team has reviewed and approved them. They are banned on Instant Funding, Instant Lite and Lightning. Several traders running the same third-party EA counts as prohibited herd trading.

Does FXIFY accept traders from the United States?

Yes. FXIFY's terms allow US residents to sign up. It does restrict 35 other countries, listed on this page.

Which platforms can I trade on with FXIFY?

MetaTrader 4, MetaTrader 5, DXtrade, TradingView.

How long has FXIFY been operating?

FXIFY was founded in 2023 and is based in London, United Kingdom.

Still have a question?

Ask about a firm, a rule or a number that looks wrong. A link to the firm's own page helps us re-check it quickly.

support@propfirmly.com Contact page

Last checked 25 October 2026.

FXIFY

Trading permissions

Overview

PropFirmly score

FXIFY challenges

One Phase

Two Phase Standard (Trailing)

Two Phase Classic (Static)

Two Phase Pro

Three Phase

Lightning Challenge

Instant Funding Standard

Instant Funding Lite

Trading rules

News trading

Expert advisors

Copy trading

Overnight holding

Weekend holding

Rules to read before you buy

How the drawdown works

Consistency rules

Leverage and fees

Leverage

Commissions

Payouts

Ways to get paid

Scaling plan

Platforms and payments

Trading platforms

Markets

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FXIFY questions