FXIFY One Phase $400K challenge
The $400K size of FXIFY's One Phase program: a 1-step evaluation with a 6% max loss and a 80% profit split. Every limit below is shown as a percentage and as an amount.
6.0 out of 10PropFirmly score for FXIFYRanked 10 of 14 forex firmsThe numbers
- Account size
- $400K
- 1-step
- Price
- $2,950
- One-time fee
- Profit target
- 10%
- $40,000
- Daily loss limit
- 3%
- $12,000
- Max loss
- 6%
- $24,000, balance trailing
- Profit split
- 80%
- Up to 90%
- Payouts
- First on demand, then every 30 days
- Minimum trading days
- 5 days
- Time limit
- Unlimited
- Fee refunded
- Yes
- With a qualifying payout
How it compares
Target ÷ max loss
1.67
You need 1.67 times the allowed loss in profit before you pass.
Break-even return
0.92%
Return needed on the funded account, at the starting split, for your share to cover the fee.
Cost per $100K
$738
More expensive than the $537 median for $400K forex challenges at other firms.
What the rules mean in practice
- To pass, grow the $400K account by $40,000 (10%) without breaking a loss limit.
- On any single day you can lose up to $12,000 (3%). Check FXIFY's rules for whether that is measured from the day's starting balance or equity, because open trades count.
- The account fails if you lose $24,000 (6%). This is balance trailing drawdown: the loss limit rises with your closed balance as you make profit, so it follows your gains.
- Consistency rule: None
- At the starting 80% split, you need about 0.92% return on the funded $400K account to earn back the $2,950 fee, before any other charges.
- Payouts: the first can be requested once the first funded trade closes in profit; later payouts are monthly, or every 14 days with the bi-weekly add-on (+5% of the fee).
- The 6% maximum loss trails the highest closed balance until the account is 6% in profit, then locks at the starting balance. It also locks at the starting balance once a payout is processed.
- The funded stage uses the same loss limits as the evaluation.
- Checkout add-ons: 1:50 leverage on FX and gold (+25%), 90% split (+20%), bi-weekly payouts (+5%) and Performance Protect (+15%), which allows a profit withdrawal after a breach.
- The fee is refunded with the first payout.
This is our reading of FXIFY's published rules. The firm's own terms always take priority. See the full FXIFY rules.
Other One Phase sizes
| Loss limits | Buy | ||||
|---|---|---|---|---|---|
| $5K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $38.35$59 | Buy |
| $10K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $57.85$89 | Buy |
| $15K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $77.35$119 | Buy |
| $25K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $129.35$199 | Buy |
| $50K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $246.35$379 | Buy |
| $100K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $356.85$549 | Buy |
| $200K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $681.85$1,049 | Buy |
| $400K1 StepOne Phase | 10%1.67× loss | 6% max3% daily · Balance trailing | 80%to 90% | $1,917.50$2,950 | Buy |
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Other FXIFY programs
Each at the size nearest $400K.
Similar $400K challenges
Same account size at other forex firms, cheapest first.
| Loss limits | Buy | |||||
|---|---|---|---|---|---|---|
E8 MarketsSince 2021 | $400K1 StepE8 One | 6%1.50× loss | 4% max3% daily · Balance trailing | 80%to 100% | $910.70$1,301 | Buy |
AquaFundedSince 2023 | $400KInstantInstant Funding Pro | None | 6% max3% daily · Equity trailing | 90%to 100% | $1,212.46$1,865.33 | Buy |
E8 MarketsSince 2021 | $400K1 StepE8 Pro | 8%1.00× loss | 8% max2.5% daily · Static | 80%to 100% | $1,468.60$2,098 | Buy |
Blue GuardianSince 2021 | $400KInstantInstant | None | 6% max3% daily · Balance trailing | 80%to 90% | $1,650$2,200 | Buy |
Goat Funded TraderSince 2022 | $400KInstantInstant HERO | None | 5% max3% daily · Intraday trailing | 90%to 100% | $1,281.50$2,330 | Buy |
Goat Funded TraderSince 2022 | $400KInstantInstant GOAT | None | 6% max3% daily · Intraday trailing | 80%to 100% | $1,648.90$2,998 | Buy |
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More featured challenges
FXIFY One Phase $400K questions
How does FXIFY score on PropFirmly?
6.0 out of 10, ranked 10 of 14 forex firms we track. The score rates the firm, not this one account: trader reputation, track record, profit split, pricing, rule flexibility and platform choice, weighted as described on our methodology page.
How much is the FXIFY One Phase $400K challenge?
The list price is $2,950, before any discount code. At the time of our check a 35% discount was available.
What is the profit target?
10% ($40,000).
What is the maximum loss?
6%, or $24,000, using balance trailing drawdown. The loss limit rises with your closed balance as you make profit, so it follows your gains.
Is there a daily loss limit?
Yes, 3% ($12,000).
What profit split does it pay?
80%, rising to 90% under FXIFY's conditions. Payouts: first on demand, then every 30 days.
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