FundedNext adds 3-day and on-demand payout options to Stellar accounts

What happened

In a blog post dated 24 September 2026, FundedNext set out three payout structures (it calls payouts performance rewards) for its Stellar 2-Step and Stellar Lite accounts. Traders pick one at checkout, and the firm said the choice stays fixed for the life of that funded account.

According to the post:

Structure	Profit split	When a payout can be requested	Condition
Standard	80%	First after 21 days, then every 14 days	None beyond the normal rules
3 Day	60%	Every 3-day cycle	Three profitable days in the cycle, each with at least 1% profit
On-Demand	90%	Any time once the condition is met	2% account growth while staying within a 40% consistency rule

FundedNext said Standard is the cycle Stellar traders already had. If a 3-day cycle misses its condition, it carries into the next cycle. On-Demand traders who have not met the condition yet keep trading without penalty.

The firm also said:

• Its Lifetime 95% add-on overrides the base split on all three structures, so holders get 95% whichever one they choose.
• The old stand-alone on-demand add-on has been switched off for everyone. On-Demand is now one of the checkout options.
• Daily loss limits, maximum loss limits and drawdown rules have not changed.

What it means for traders

The three options trade payout speed against payout share. As a round-number example, on $1,000 of simulated profit, the 3 Day structure would pay $600, Standard $800 and On-Demand $900. The faster cycle costs 20 percentage points of split compared with Standard.

Some points to consider:

• The 3 Day condition is demanding. Three days with at least 1% profit in every cycle requires steady results. A trader who cannot keep that pace has accepted the 60% split without getting the faster payouts.
• On-Demand comes with a consistency rule. A consistency rule limits how much of the total profit can come from a single day. Traders who tend to make most of their gains in a few large sessions may wait longer than they expect. Our guide to consistency rules explains how these limits are usually measured.
• The choice cannot be changed later. Since the structure is fixed at checkout, it is worth deciding before buying, based on how you actually trade.

Most traders do not pass evaluations, and fees are usually not refunded. A payout structure only matters after a trader passes. Our FundedNext profile lists the current programmes, and the guide to profit splits and payouts covers how payout cycles work across firms.

What we do not know yet

• Whether the structures change the price of a challenge. The post did not list prices.
• Whether the 1% profit in the 3 Day condition is measured against the starting balance or the current balance. The post did not say.
• Whether FundedNext plans to offer these options on its other Stellar models.