Forex prop firm

FXIFY payouts

How and when FXIFY pays funded forex traders, from its own terms.

Founded: 2023 (3 years)
Headquarters: London, United Kingdom
Max funding: $805K
Profit split: Up to 100%
Programs: 1-step, 2-step, 3-step, Instant funding

Payout policy

Profit split: 80% by default. A paid add-on raises it to 90% on most programs; 2-Phase Classic pays 100% if the 30-day payout cycle is chosen, and 2-Phase Pro stays at 80%.
How often: 1-Phase, 2-Phase Standard and 3-Phase: first payout on demand, then every 30 days, or every 14 days with the bi-weekly add-on. 2-Phase Classic: every 14 or 30 days depending on the split chosen. 2-Phase Pro and Instant Lite: every 10 days. Instant Funding: every 14 days. Lightning: after 7 days, then every 14 days.
First payout: On 1-Phase, 2-Phase Standard and 3-Phase funded accounts, as soon as the first trade closes in profit. Other programs: 7 to 14 days after the first trade, depending on the program.
Minimum withdrawal: $50 on all account types.

Payouts are paid through Rise, registered with the same email as the FXIFY account. Traders in Ukraine can be paid in USDC or USDT, and US states that Rise does not serve get an alternative method on request.
Withdrawals are reviewed Monday to Friday, 9 AM to 9 PM GMT, and are usually processed within 3 business days once KYC and Rise verification are complete.
The fee is refunded with the first payout on 1-Phase, 2-Phase Standard, 3-Phase and Lightning, but not on 2-Phase Classic, 2-Phase Pro or instant accounts.
The account is read-only while a payout request is pending.
maxAllocation adds up one account of each 1-, 2- and 3-Phase size ($5K to $400K). 2-Phase Pro has its own $785,000 limit.

Ways to get paid

Rise
Crypto

By program

FXIFY payout terms by program
Program	Split	Payouts	Conditions
One Phase1-step	80% to 90%	First on demand, then every 30 days	Payouts: the first can be requested once the first funded trade closes in profit; later payouts are monthly, or every 14 days with the bi-weekly add-on (+5% of the fee). The 6% maximum loss trails the highest closed balance until the account is 6% in profit, then locks at the starting balance. It also locks at the starting balance once a payout is processed. Checkout add-ons: 1:50 leverage on FX and gold (+25%), 90% split (+20%), bi-weekly payouts (+5%) and Performance Protect (+15%), which allows a profit withdrawal after a breach. The fee is refunded with the first payout.
Two Phase Standard (Trailing)2-step	80% to 90%	First on demand, then every 30 days	Payouts: the first on demand after the first profitable funded trade, then monthly or every 14 days with the bi-weekly add-on. The 10% maximum loss trails the highest closed balance until the account is 10% in profit, then locks at the starting balance. It also locks after a processed payout. The same leverage, split, bi-weekly payout and Performance Protect add-ons as One Phase are offered at checkout. The fee is refunded with the first payout.
Two Phase Classic (Static)2-step	80% to 100%	Every 14 days (80%) or 30 days (100%)	Payouts: the trader picks at checkout between an 80% split paid every 14 days and a 100% split paid every 30 days. The 25% consistency rule applies to the funded stage only, and the highest daily profit carries over after a withdrawal.
Two Phase Pro2-step	80%	Every 10 days	Payouts: the first 10 calendar days after the first funded trade, then every 10 days, with 3 profitable days required. The first two payouts are capped at 5% of the initial balance ($8,000 on 200K and 250K); excess profit is removed. Later payouts are uncapped.
Three Phase3-step	80% to 90%	First on demand, then every 30 days	Payouts: the first on demand after the first profitable funded trade, then monthly or every 14 days with the bi-weekly add-on. The same add-ons as One Phase are offered at checkout, and the fee is refunded with the first payout.
Lightning Challenge1-step	80% to 90%	First after 7 days, then every 14 days	Payouts: the first 7 days after the first funded trade, then every 14 days, subject to the 30% consistency rule. A stop-loss is required: the first two trades without one are closed, and the third is a hard breach. A no-stop-loss add-on costs 5% of the fee; the 90% split add-on costs 20%.
Instant Funding StandardInstant funding	80% to 90%	Every 14 days	Payouts: the first 14 days after the first trade, then every 14 days. The 8% maximum loss trails the highest closed balance until 8% profit or the first processed payout, then locks at the starting balance. Only one Standard Instant Funding account can be traded at a time. There is no scaling and no fee refund; the only add-on is the 90% split.
Instant Funding LiteInstant funding	80% to 90%	Every 10 days	Payouts: available once 5 trading days and 10 days since the first trade are complete and the 20% consistency rule is met. The 4% maximum loss trails the highest closed balance until 4% profit or the first processed payout, then locks at the starting balance.

What a payout looks like

On the featured $100K Two Phase Standard (Trailing) account at a 80% split. An illustration of the arithmetic, not a forecast.

2% month: $1,600
5% month: $4,000
8% month: $6,400

Scaling plan

On 1-, 2- and 3-Phase funded accounts, a 10% return over 3 months with at least 2 profitable months adds 25% to the balance. Later reviews every 3 months double the balance, up to four increases.

Example from the FAQ: a $400K account grows to $500K after 3 months, then $1M, $2M and $4M at 6, 9 and 12 months.
2-Phase Pro, Instant Funding, Instant Lite and Lightning accounts are not eligible.

Sources

We checked these pages on or before 25 October 2026. Firms change their terms often, so confirm the details on FXIFY's site before you pay.

Spotted something out of date? Send a correction.

FXIFY payout questions

How often does FXIFY pay out?

1-Phase, 2-Phase Standard and 3-Phase: first payout on demand, then every 30 days, or every 14 days with the bi-weekly add-on. 2-Phase Classic: every 14 or 30 days depending on the split chosen. 2-Phase Pro and Instant Lite: every 10 days. Instant Funding: every 14 days. Lightning: after 7 days, then every 14 days.. First payout: On 1-Phase, 2-Phase Standard and 3-Phase funded accounts, as soon as the first trade closes in profit. Other programs: 7 to 14 days after the first trade, depending on the program..

What profit split does FXIFY pay?

80% by default. A paid add-on raises it to 90% on most programs; 2-Phase Classic pays 100% if the 30-day payout cycle is chosen, and 2-Phase Pro stays at 80%.. The highest split across its programs is 100%.

How do I get paid by FXIFY?

FXIFY pays out by Rise, Crypto. Which methods you can use can depend on your country.

Is there a minimum payout?

$50 on all account types..

How much is a payout on the $100K account?

As an example only: a 5% profit on the $100K Two Phase Standard (Trailing) account at a 80% split is $4,000 to you, before any fees the payment method charges.

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