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FXIFY

FXIFY Lightning Challenge $100K challenge

The $100K size of FXIFY's Lightning Challenge program: a 1-step evaluation with a 4% max loss and a 80% profit split. Every limit below is shown as a percentage and as an amount.

6.6 out of 10PropFirmly score for FXIFYRanked 7 of 14 forex firms

The numbers

Account size
$100K
1-step
Price
$399
One-time fee
Profit target
5%
$5,000
Daily loss limit
3%
$3,000
Max loss
4%
$4,000, balance trailing
Profit split
80%
Up to 90%
Payouts
First after 7 days, then every 14 days
Minimum trading days
3 days on the funded account
Time limit
5 trading days (7 calendar days) from the first trade
Fee refunded
Yes
With a qualifying payout

How it compares

Target ÷ max loss

1.25

You need 1.25 times the allowed loss in profit before you pass.

Break-even return

0.5%

Return needed on the funded account for your share to cover the fee.

Cost per $100K

$399

Cheaper than the $488 median for $100K forex challenges at other firms.

What the rules mean in practice

  • To pass, grow the $100K account by $5,000 (5%) without breaking a loss limit.
  • On any single day you can lose up to $3,000 (3%). Check FXIFY's rules for whether that is measured from the day's starting balance or equity, because open trades count.
  • The account fails if you lose $4,000 (4%). This is balance trailing drawdown: the loss limit rises with your closed balance as you make profit, so it follows your gains.
  • Consistency rule: Best day must be no more than 30% of total profit, in the challenge and on the funded account
  • At a 80% split, you need about 0.5% return on the funded account to earn back the $399 fee.
  • Payouts: the first 7 days after the first funded trade, then every 14 days, subject to the 30% consistency rule.
  • Missing the 5% target within the time limit, or reaching it without meeting the consistency rule, fails the challenge.
  • A stop-loss is required: the first two trades without one are closed, and the third is a hard breach. A no-stop-loss add-on costs 5% of the fee; the 90% split add-on costs 20%.
  • The 4% maximum loss trails the highest closed balance until 4% profit, then locks at the starting balance.
  • MT5 with the RAW feed only. No EAs, no copy trading, no scaling, and only one active Lightning account at a time.

This is our reading of FXIFY's published rules. The firm's own terms always take priority. See the full FXIFY rules.

Other Lightning Challenge sizes

FXIFY Lightning Challenge account sizes
StepsProfit targetDaily lossMax lossBuy
$10K1 StepLightning Challenge5%3%4%1.2580%to 90%$38.35$59Buy
$25K1 StepLightning Challenge5%3%4%1.2580%to 90%$96.85$149Buy
$50K1 StepLightning Challenge5%3%4%1.2580%to 90%$161.85$249Buy
$100K1 StepLightning Challenge5%3%4%1.2580%to 90%$259.35$399Buy

Other FXIFY programs

Each at the size nearest $100K.

All FXIFY programs on one page

Similar $100K challenges

Same account size at other forex firms, cheapest first.

Other $100K forex challenges
StepsProfit targetDaily lossMax lossBuy
The5ers4.740.5K
$100K1 StepSummer Plan 1-Step10%3%6%1.6775%$249Buy
Blue GuardianSince 2021
$100K1 Step1 Step Nano10%4%6%1.6785%to 100%$240$320Buy
MavenSince 2022
$100K1 StepStandard 1-Step8%3%5%1.6080%to 90%$361$380Buy
Alpha CapitalSince 2021
$100K1 StepAlpha One 6%6%3%4%1.5080%to 90%$277.90$397Buy
E8 MarketsSince 2021
$100K1 StepE8 One6%3%4%1.5080%to 100%$278.60$398Buy
Blue GuardianSince 2021
$100K1 Step1 Step Standard9%4%6%1.5085%to 90%$298.50$398Buy
AquaFundedSince 2023
$100K1 Step1 Step Standard9%3%6%1.5090%to 100%$294.70$453.39Buy
Alpha CapitalSince 2021
$100K1 StepAlpha One 10%10%4%6%1.6780%to 90%$333.90$477Buy

FXIFY Lightning Challenge $100K questions

How does FXIFY score on PropFirmly?

6.6 out of 10, ranked 7 of 14 forex firms we track. The score rates the firm, not this one account: trader reputation, track record, payout terms, pricing, rule flexibility and platform choice, weighted as described on our methodology page.

How much is the FXIFY Lightning Challenge $100K challenge?

The list price is $399, before any discount code. At the time of our check a 35% discount was available.

What is the profit target?

5% ($5,000).

What is the maximum loss?

4%, or $4,000, using balance trailing drawdown. The loss limit rises with your closed balance as you make profit, so it follows your gains.

Is there a daily loss limit?

Yes, 3% ($3,000).

What profit split does it pay?

80%, rising to 90% under FXIFY's conditions. Payouts: first after 7 days, then every 14 days.

Still have a question?

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