FXIFY Two Phase Standard (Trailing) $400K challenge
The $400K size of FXIFY's Two Phase Standard (Trailing) program: a 2-step evaluation with a 10% max loss and a 80% profit split. Every limit below is shown as a percentage and as an amount.
6.6 out of 10PropFirmly score for FXIFYRanked 7 of 14 forex firmsThe numbers
- Account size
- $400K
- 2-step
- Price
- $2,950
- One-time fee
- Phase 1 target
- 10%
- $40,000
- Phase 2 target
- 5%
- $20,000
- Daily loss limit
- 4%
- $16,000
- Max loss
- 10%
- $40,000, balance trailing
- Profit split
- 80%
- Up to 90%
- Payouts
- First on demand, then every 30 days
- Minimum trading days
- 5 days per phase
- Time limit
- Unlimited
- Fee refunded
- Yes
- With a qualifying payout
How it compares
Target ÷ max loss
1.50
You need 1.50 times the allowed loss in profit before you pass.
Break-even return
0.92%
Return needed on the funded account for your share to cover the fee.
Cost per $100K
$738
More expensive than the $537 median for $400K forex challenges at other firms.
What the rules mean in practice
- There are 2 phases. Phase 1 needs $40,000 profit (10%); Phase 2 needs $20,000 profit (5%). The loss limits apply in every phase.
- On any single day you can lose up to $16,000 (4%). Check FXIFY's rules for whether that is measured from the day's starting balance or equity, because open trades count.
- The account fails if you lose $40,000 (10%). This is balance trailing drawdown: the loss limit rises with your closed balance as you make profit, so it follows your gains.
- Consistency rule: None
- At a 80% split, you need about 0.92% return on the funded account to earn back the $2,950 fee.
- Payouts: the first on demand after the first profitable funded trade, then monthly or every 14 days with the bi-weekly add-on.
- The 10% maximum loss trails the highest closed balance until the account is 10% in profit, then locks at the starting balance. It also locks after a processed payout.
- The same leverage, split, bi-weekly payout and Performance Protect add-ons as One Phase are offered at checkout.
- The fee is refunded with the first payout.
This is our reading of FXIFY's published rules. The firm's own terms always take priority. See the full FXIFY rules.
Other Two Phase Standard (Trailing) sizes
| Steps | Profit target | Daily loss | Max loss | Buy | ||||
|---|---|---|---|---|---|---|---|---|
| $5K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $38.35$59 | Buy |
| $10K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $57.85$89 | Buy |
| $15K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $77.35$119 | Buy |
| $25K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $129.35$199 | Buy |
| $50K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $246.35$379 | Buy |
| $100K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $356.85$549 | Buy |
| $200K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $681.85$1,049 | Buy |
| $400K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $1,917.50$2,950 | Buy |
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Other FXIFY programs
Each at the size nearest $400K.
Similar $400K challenges
Same account size at other forex firms, cheapest first.
| Steps | Profit target | Daily loss | Max loss | Buy | |||||
|---|---|---|---|---|---|---|---|---|---|
 E8 MarketsSince 2021 | $400K | 1 StepE8 One | 6% | 3% | 4% | 1.50 | 80%to 100% | $910.70$1,301 | Buy |
 AquaFundedSince 2023 | $400K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $1,212.46$1,865.33 | Buy |
E8 MarketsSince 2021 | $400K | 1 StepE8 Pro | 8% | 2.5% | 8% | 1.00 | 80%to 100% | $1,468.60$2,098 | Buy |
 Blue GuardianSince 2021 | $400K | InstantInstant | None | 3% | 6% | n/a | 80%to 90% | $1,650$2,200 | Buy |
 Goat Funded TraderSince 2022 | $400K | InstantInstant HERO | None | 3% | 5% | n/a | 90%to 100% | $1,281.50$2,330 | Buy |
Goat Funded TraderSince 2022 | $400K | InstantInstant GOAT | None | 3% | 6% | n/a | 80%to 100% | $1,648.90$2,998 | Buy |
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More featured challenges
FXIFY Two Phase Standard (Trailing) $400K questions
How does FXIFY score on PropFirmly?
6.6 out of 10, ranked 7 of 14 forex firms we track. The score rates the firm, not this one account: trader reputation, track record, payout terms, pricing, rule flexibility and platform choice, weighted as described on our methodology page.
How much is the FXIFY Two Phase Standard (Trailing) $400K challenge?
The list price is $2,950, before any discount code. At the time of our check a 35% discount was available.
What is the profit target?
Phase 1: 10% ($40,000). Phase 2: 5% ($20,000).
What is the maximum loss?
10%, or $40,000, using balance trailing drawdown. The loss limit rises with your closed balance as you make profit, so it follows your gains.
Is there a daily loss limit?
Yes, 4% ($16,000).
What profit split does it pay?
80%, rising to 90% under FXIFY's conditions. Payouts: first on demand, then every 30 days.
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