FTMO Instant Account $100K challenge
The $100K size of FTMO's Instant Account program: an instant funding account with a 10% max loss and a 90% profit split. Every limit below is shown as a percentage and as an amount.
8.0 out of 10PropFirmly score for FTMORanked 2 of 14 forex firmsThe numbers
- Account size
- $100K
- Instant funding
- Price
- €2,999
- One-time fee
- Daily loss limit
- 3%
- $3,000
- Max loss
- 10%
- $10,000, balance trailing
- Profit split
- 90%
- Payouts
- From day 14 after first trade
- Time limit
- Unlimited
- Fee refunded
- No
How it compares
Target ÷ max loss
n/a
No profit target to reach.
Break-even return
3.6%
Return needed on the funded account for your share to cover the fee.
Cost per $100K
$3,239
More expensive than the $485 median for $100K forex challenges at other firms.
What the rules mean in practice
- There is no evaluation. You trade a funded $100K account from day one, so the loss limits are the only rules between you and a payout.
- On any single day you can lose up to $3,000 (3%). Check FTMO's rules for whether that is measured from the day's starting balance or equity, because open trades count.
- The account fails if you lose $10,000 (10%). This is balance trailing drawdown: the loss limit rises with your closed balance as you make profit, so it follows your gains.
- Consistency rule: Best day may not exceed 30% of total profit to be eligible for a reward
- At a 90% split, you need about 3.6% return on the funded account to earn back the €2,999 fee.
- Payouts: first reward can be requested from the 14th day after the first trade.
- Fees are stated in EUR. Sizes here are the USD tiers; the same fee buys the matching EUR tier (€4K, €8K, €20K, €40K and €80K).
- The 10% maximum loss trails the highest closed balance in real time (floating profit does not move it) and never decreases. It does not reset after a reward withdrawal.
- Only one Instant Account (including the FTMO Account that follows it) can be held at a time.
- FTMO Identity verification must be approved before the first reward is processed.
- Leverage is up to 1:100 and lower on indices, metals and crypto. Standard-account news and weekend restrictions apply.
- The Scaling Plan does not apply to Instant Accounts.
This is our reading of FTMO's published rules. The firm's own terms always take priority. See the full FTMO rules.
Other Instant Account sizes
| Steps | Profit target | Daily loss | Max loss | Buy | ||||
|---|---|---|---|---|---|---|---|---|
| $5K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €136.89€169 | Buy |
| $10K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €274.59€339 | Buy |
| $25K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €606.69€749 | Buy |
| $50K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €1,214.19€1,499 | Buy |
| $100K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €2,429.19€2,999 | Buy |
No challenges match these filters. Pick another size or clear a filter.
Other FTMO programs
Each at the size nearest $100K.
Similar $100K challenges
Same account size at other forex firms, cheapest first.
| Steps | Profit target | Daily loss | Max loss | Buy | |||||
|---|---|---|---|---|---|---|---|---|---|
 MavenSince 2022 | $100K | InstantInstant Funding | None | 2% | 3% | n/a | 80%to 90% | $361$380 | Buy |
MavenSince 2022 | $100K | InstantInstant Mini | None | 2% | 3% | n/a | 70%to 90% | $418$440 | Buy |
 FundingPips4.570.9K | $100K | InstantZero | None | 3% | 5% | n/a | 95% | $355.20$444 | Buy |
 Alpha CapitalSince 2021 | $100K | InstantAlpha Direct | None | 3% | 5% | n/a | 90% | $319.90$457 | Buy |
 AquaFundedSince 2023 | $100K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $328.46$505.33 | Buy |
AquaFundedSince 2023 | $100K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $364$560 | Buy |
 Blue GuardianSince 2021 | $100K | InstantInstant | None | 3% | 6% | n/a | 80%to 90% | $467.25$623 | Buy |
 Goat Funded TraderSince 2022 | $100K | InstantInstant HERO | None | 3% | 5% | n/a | 90%to 100% | $361.35$657 | Buy |
No challenges match these filters. Pick another size or clear a filter.
More featured challenges
FTMO Instant Account $100K questions
How does FTMO score on PropFirmly?
8.0 out of 10, ranked 2 of 14 forex firms we track. The score rates the firm, not this one account: trader reputation, track record, payout terms, pricing, rule flexibility and platform choice, weighted as described on our methodology page.
How much is the FTMO Instant Account $100K challenge?
The list price is €2,999, before any discount code. At the time of our check a 19% discount was available.
What is the profit target?
There is no profit target. This is an instant funding account.
What is the maximum loss?
10%, or $10,000, using balance trailing drawdown. The loss limit rises with your closed balance as you make profit, so it follows your gains.
Is there a daily loss limit?
Yes, 3% ($3,000).
What profit split does it pay?
90%. Payouts: from day 14 after first trade.
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