Crypto prop firm

Crypto Fund Trader review

Name: Crypto Fund Trader review
Item: Crypto Fund Trader
Rating: 5.8
Author: PropFirmly Editorial

Crypto prop firm with 1- and 2-phase challenges and Instant accounts on Bybit, MT5 and Match-Trader.

Founded: 2022 (4 years)
Headquarters: Zug, Switzerland
CEO: Alan Sánchez
Max funding: $300K
Profit split: Up to 90%
Programs: 2-step, 1-step, Instant funding

NewsAllowed
EAsAllowed
CopyAllowed with limits
OvernightAllowed
WeekendAllowed

Overview

Researched by PropFirmly Editorial · Dubai, UAE · Checked 25 October 2026

Crypto Fund Trader (CFT) is a simulated trading evaluation firm run by SWISS RLCRATES AG from Zug, Switzerland, with offices in Pamplona and Dubai; its own blog dates the firm to late 2022. Traders can take the evaluation on their own Bybit account (USDT perpetual futures linked by API key) or on MT5 and Match-Trader, which add forex, indices, commodities and stocks to more than 550 crypto pairs. The current line-up is a 2-Phase and a 1-Phase challenge from $5K to $200K and an Instant account from $2.5K that doubles in size each time it gains 10%. Funded accounts pay 80% by default, with a paid upgrade to 90%, and payouts are made by bank transfer or crypto.

Crypto Fund Trader at a glance

Best suited to: Traders who want a choice of 2-step, 1-step and instant funding accounts with no time limit, and who trade the news and run expert advisors, on Bybit, MetaTrader 5 and Match-Trader.
Main drawback: Fees above the crypto median. Total cost per $100K 11% above the crypto median for the same kinds of program.
Important cost: Featured 2-Phase $100K: $660. The cheapest way in is the 1-Phase $5K at $40. Split from 80%, up to 90%.
Rule most likely to surprise: The Instant split starts at 50%; the 90% figure depends on scaling.
Our evidence: Published terms: Crypto Fund Trader's own site and help pages, checked 25 October 2026 (8 sources listed below).

What you trade: Mixed: Crypto, Forex, Indices, Commodities, Stocks
Featured challenge: 2-Phase, $100K for $660
Accounts on offer: 15 across 3 programs

PropFirmly score

5.8/10

Trader reputation 25%: 5.0; No Trustpilot profile found, scored as neutral.
Track record 20%: 5.0; 4 years in operation.
Profit split 20%: 6.6; 80% from the first payout, up to 90% under the firm's conditions.
Pricing 15%: 3.9; Total cost per $100K 11% above the crypto median for the same kinds of program.
Rule flexibility 12%: 9.0; News, EAs, copy trading, overnight and weekend holding.
Platform choice 8%: 7.5; 3 trading platforms.

Weights and formulas are on the methodology page.

Crypto Fund Trader challenges

All 15 account options. Prices are list prices before discounts, in the currency Crypto Fund Trader charges.

SizeStepsApply discountSort

Challenges 15

How we check and rank firmsChecked 25 October 2026

Crypto Fund Trader challenges
		Loss limits			Buy
$2.5KInstantInstant	None	6% max4% daily · Static	50%to 90%At 10% profit or after 15 trading days	$100$125$5,000 per $100K	Buy
$5K1 Step1-Phase	10%1.67× loss	6% max4% daily · Balance trailing	80%to 90%After 15 trading days or every 30 days	$32$40$800 per $100K	Buy
$5K2 Steps2-Phase	8%5%1.30× loss	10% max5% daily · Static	80%to 90%After 15 trading days or every 30 days	$46.40$58$1,160 per $100K	Buy
$5KInstantInstant	None	6% max4% daily · Static	50%to 90%At 10% profit or after 15 trading days	$192$240$4,800 per $100K	Buy
$10K1 Step1-Phase	10%1.67× loss	6% max4% daily · Balance trailing	80%to 90%After 15 trading days or every 30 days	$64$80$800 per $100K	Buy
$10K2 Steps2-Phase	8%5%1.30× loss	10% max5% daily · Static	80%to 90%After 15 trading days or every 30 days	$88$110$1,100 per $100K	Buy
$10KInstantInstant	None	6% max4% daily · Static	50%to 90%At 10% profit or after 15 trading days	$380$475$4,750 per $100K	Buy
$25K1 Step1-Phase	10%1.67× loss	6% max4% daily · Balance trailing	80%to 90%After 15 trading days or every 30 days	$175.20$219$876 per $100K	Buy
$25K2 Steps2-Phase	8%5%1.30× loss	10% max5% daily · Static	80%to 90%After 15 trading days or every 30 days	$192$240$960 per $100K	Buy
$50K1 Step1-Phase	10%1.67× loss	6% max4% daily · Balance trailing	80%to 90%After 15 trading days or every 30 days	$295.20$369$738 per $100K	Buy
$50K2 Steps2-Phase	8%5%1.30× loss	10% max5% daily · Static	80%to 90%After 15 trading days or every 30 days	$311.20$389$778 per $100K	Buy
$100K1 Step1-Phase	10%1.67× loss	6% max4% daily · Balance trailing	80%to 90%After 15 trading days or every 30 days	$495.20$619$619 per $100K	Buy
$100K2 Steps2-Phase	8%5%1.30× loss	10% max5% daily · Static	80%to 90%After 15 trading days or every 30 days	$528$660$660 per $100K	Buy
$200K1 Step1-Phase	10%1.67× loss	6% max4% daily · Balance trailing	80%to 90%After 15 trading days or every 30 days	$959.20$1,199$600 per $100K	Buy
$200K2 Steps2-Phase	8%5%1.30× loss	10% max5% daily · Static	80%to 90%After 15 trading days or every 30 days	$1,000$1,250$625 per $100K	Buy

Target ÷ loss is the total profit target divided by the max loss limit. Lower means less profit is needed for each unit of risk. Prices are list prices; "Apply discount" takes off the firm's current public code, which may not cover every program. Per $100K converts EUR and GBP at a fixed rate for ranking only. Buy links go to the firm's site; some are affiliate links (PropFirmly may earn a commission).

2-Phase

2-step

Account sizes: $5K to $200K
Price: $58 to $1,250
Drawdown: Static
Profit split: 80%, up to 90%
Payouts: After 15 trading days or every 30 days
Minimum trading days: None in the evaluation; 15 traded days (or 30 calendar days) before each funded payout request
Time limit: None

Payouts: a request can be made after 15 traded days or once every 30 calendar days; the Weekly payout add-on (20% of the fee) shortens this to every 7 traded days.
The 10% maximum loss is fixed from the initial balance. The 5% daily loss is measured from the balance at 12:05 AM UTC, and both limits are checked against equity.
Paid add-ons at checkout: 90% profit split (+20% of the fee), 6% daily loss (+15%) and 12% maximum loss (+25%).
Prices are the same on Bybit, MT5 and Match-Trader.
The terms class the $5K to $25K sizes as Student accounts with lower MT5 and Match-Trader leverage (crypto 1:5, forex 1:30) and the $50K to $200K sizes as Advanced accounts at 1:100.
A suspended funded account can be reset for a fee (for example $1,880 at $100K) within 30 days if every trade had a stop loss and no trade risked more than 2%.
CFT does not say that the evaluation fee is refunded with a payout.

1-Phase

1-step

Account sizes: $5K to $200K
Price: $40 to $1,199
Drawdown: Balance trailing
Profit split: 80%, up to 90%
Payouts: After 15 trading days or every 30 days
Minimum trading days: None in the evaluation; 15 traded days (or 30 calendar days) before each funded payout request
Time limit: None

Payouts: a request can be made after 15 traded days or once every 30 calendar days; the Weekly payout add-on (20% of the fee) shortens this to every 7 traded days.
The 6% maximum loss trails the highest balance reached and stops moving once it reaches the starting balance (after a 6% gain). It applies in both the challenge and the funded stage.
The 4% daily loss is measured from the balance at 12:05 AM UTC and checked against equity.
Only the Weekly payout and 90% split add-ons are offered; the drawdown add-ons are not available on 1-Phase.
The terms class the $5K to $25K sizes as Student accounts with lower MT5 and Match-Trader leverage; the list of Advanced sizes names $100K and $200K for 1-Phase but is unclear about $50K.
A suspended funded account can be reset for a fee (for example $2,079 at $100K) within 30 days if every trade had a stop loss and no trade risked more than 2%.

Instant

Instant funding

Account sizes: $2.5K to $10K
Price: $125 to $475
Drawdown: Static
Profit split: 50%, up to 90%
Payouts: At 10% profit or after 15 trading days
Minimum trading days: None
Time limit: None

Payouts: when the account reaches 10% profit the trader can request a Withdrawal & Upgrade with no minimum days; before that, requests follow the 15-traded-day or 30-calendar-day schedule.
Each Withdrawal & Upgrade pays out the profit and doubles the account size, up to $1,280,000. The split starts at 50% and rises 10 points per level to 90%.
The 6% maximum loss is fixed from the starting balance; the daily limit is 4%.
A trader may hold up to three active Instant accounts, and they sit outside the $300,000 funded allocation cap.
The FAQ lists Instant leverage as 1:5 on crypto and 1:30 on forex, while the homepage card says up to 1:100.

Trading rules

What Crypto Fund Trader lets you do on its accounts, taken from its rules and FAQ pages.

News trading
Allowed
Expert advisors
Allowed
Automated trading is allowed, but high-frequency, tick-scalping, arbitrage, news-scalping and multi-account reverse-trading systems are banned.
Copy trading
Allowed with limits
Trading on signals or ideas copied from third parties, sharing accounts and trading several accounts from one household or IP are prohibited.
Overnight holding
Allowed
Weekend holding
Allowed

Rules to read before you buy

Opposite positions on the same asset, including the same coin against different quote currencies, may not be held together for 60 seconds or more unless the first trade has been open for 24 hours; hedging across accounts is banned.
Simulated profit is capped at $10,000 per day and per trade; open trades may be closed and any excess removed.
Gambling-style or all-in trading, high-frequency trading, tick scalping and latency arbitrage are prohibited.
Bybit evaluations run on the trader's own Bybit sub-account linked by API key; only USDT perpetual futures may be traded, and the key and sub-account must not be changed or topped up.
MetaTrader 5 is not available to US residents; Match-Trader has no country restrictions.
There is no fixed maximum lot size; size is limited by margin and leverage.
All positions must be closed before a payout request.
The fee can be refunded within 14 days only if no trade has been opened.

How the drawdown works

Static (2-Phase, Instant): The loss limit is fixed at a set distance below your starting balance and never moves.
Balance trailing (1-Phase): The loss limit rises with your closed balance as you make profit, so it follows your gains.

Consistency rules

2-Phase: None
1-Phase: None
Instant: None stated

Leverage and fees

Leverage

Crypto Fund Trader leverage
Crypto (Bybit accounts)	Up to 1:100, depending on the pair
Crypto CFDs (MT5 and Match-Trader)	1:100 on Advanced accounts; 1:5 on Student and Instant accounts
Forex	1:100 Advanced; 1:30 Student and Instant
Indices	1:100 Advanced; 1:20 Student and Instant
Commodities	1:100 Advanced; 1:30 Student and Instant
Stocks	1:100 Advanced; 1:5 Student and Instant

Commissions

Crypto Fund Trader commissions
Crypto (MT5 and Match-Trader)	0.0325% per side
Forex	$2.50 per lot per side
Indices	0.005% per lot per side
Commodities	0.0005% per side
Stocks	0.002% per side
Bybit accounts	Bybit's own maker/taker fees and funding rates, with no CFT markup

Payouts

Full Crypto Fund Trader payout guide

Profit split: 80% on 1-Phase and 2-Phase funded accounts, or 90% with a paid add-on. Instant accounts start at 50% and rise to 90% as they scale.
How often: 1-Phase and 2-Phase: after 15 traded days or once every 30 calendar days, or every 7 traded days with the Weekly add-on. Instant: at each 10% gain, or on the standard schedule.
First payout: After 15 traded days or 30 calendar days on the funded account (7 traded days with the Weekly add-on); Instant accounts can withdraw at 10% profit with no minimum days.

Payouts are sent by bank transfer in EUR or USD, or in crypto (USDT on ERC-20 or TRC-20, BTC or ETH).
KYC, a signed contract, an identity document and a proof of address are required before the first payout.
CFT reports an average processing time of about 8 hours and allows up to 48 business hours for review.
No minimum payout amount is published.
If a 1-Phase or 2-Phase funded account is suspended, the trader can ask within 7 days for a review of up to 50% of the profit, provided every trade had a stop loss, no trade risked more than 2% and at least 15 days were traded.

Ways to get paid

Bank wire
Crypto

Scaling plan

Only Instant accounts scale: each time an Instant account gains 10% and the trader requests a Withdrawal & Upgrade, the balance doubles, up to $1,280,000.

The profit split rises 10 points per level, from 50% at the start to 90%.
A $2,500 account reaches the 90% split at the $40,000 level; $5,000 and $10,000 accounts reach it at $80,000 and $160,000.
No scaling plan is published for 1-Phase or 2-Phase accounts, whose funded allocation is capped at $300,000 per trader.

Platforms and payments

Trading platforms

Bybit
MetaTrader 5
Match-Trader

Markets

Crypto
Forex
Indices
Commodities
Stocks

Pay for a challenge with

Credit or debit card
PayPal
Apple Pay
Google Pay
Crypto

Who can sign up

Crypto Fund Trader accepts traders from the United States. It does not publish a separate list of restricted countries beyond standard sanctions screening.

Compare Crypto Fund Trader

Crypto Fund Trader appears on these lists

Sources

We checked these pages on or before 25 October 2026. Firms change their terms often, so confirm the details on Crypto Fund Trader's site before you pay.

Spotted something out of date? Send a correction.

Crypto Fund Trader questions

How much does a Crypto Fund Trader challenge cost?

Counting every fee due to get funded, list prices run from $40 for the $5K 1-Phase account to $1,250 for the $200K 2-Phase account, before any discount.

What profit split does Crypto Fund Trader pay?

80% on 1-Phase and 2-Phase funded accounts, or 90% with a paid add-on. Instant accounts start at 50% and rise to 90% as they scale.. The highest split across its programs is 90%.

How often does Crypto Fund Trader pay out?

1-Phase and 2-Phase: after 15 traded days or once every 30 calendar days, or every 7 traded days with the Weekly add-on. Instant: at each 10% gain, or on the standard schedule.. First payout: After 15 traded days or 30 calendar days on the funded account (7 traded days with the Weekly add-on); Instant accounts can withdraw at 10% profit with no minimum days..

Does Crypto Fund Trader allow news trading?

Allowed.

Can I use expert advisors (EAs) with Crypto Fund Trader?

Allowed. Automated trading is allowed, but high-frequency, tick-scalping, arbitrage, news-scalping and multi-account reverse-trading systems are banned.

Does Crypto Fund Trader accept traders from the United States?

Yes. Crypto Fund Trader's terms allow US residents to sign up.

Which platforms can I trade on with Crypto Fund Trader?

Bybit, MetaTrader 5, Match-Trader.

How long has Crypto Fund Trader been operating?

Crypto Fund Trader was founded in 2022 and is based in Zug, Switzerland. Its CEO is Alan Sánchez.

Still have a question?

Ask about a firm, a rule or a number that looks wrong. A link to the firm's own page helps us re-check it quickly.

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Last checked 25 October 2026.